Ripple (XRP) is among the most closely watched digital coins because it has shown a lot of resilience in the dynamic crypto area, a ripple desktop wallet its what you need for storing those coins. By market capitalization, it’s currently the third-highest cryptocurrency out there – as a result, most crypto enthusiasts want to buy and store the digital currency. 

But where can they store XRP safely? Well, there are several ways of storing them, but, in this article, we’ll only look at the best Ripple desktop wallets. To begin with, it’s important to clarify that desktop wallets are basically apps that are downloadable on your computer.

Toast Wallet

Toast is a free-to-use Ripple desktop wallet that supports all operating systems, including Windows, Linux, and Mac. It is compatible with iOS and Android devices, as well as the Chrome browser.

Generally, Toast is easy to set up and can be used by both novices and experienced cryptocurrency enthusiasts. Its advantage is that it’s a cross-platform, meaning that it can be used with different computers and software.

How Does It Work?

Toast wallets can be downloaded on your PC. Alternatively, you can create an account using your Chrome browser.

The distinguishing feature of Toast is that it uses both the passphrase and a PIN. The passphrase is an essential security feature because it encrypts your wallet, enabling you to regain access to your account whenever it’s compromised. Moreover, it allows users to create a backup copy of their wallet address when they set it up. 

The PIN and passphrase are essential for your wallet security and backup functions, so it’s important to write them on a piece of paper to be stored safely.

Users can either utilize an existing XRP wallet address or generate a new one. To restrict spam, they must deposit at least 20 XRP, which are permanently stored in the platform. The 20 XRP amount is also mandatory for the activation of the platform. Apart from that, Toast is free to use; it doesn’t charge any fees.

Atomic Wallet

Atomic was developed in 2017 by Konstantin Gladych, and it derives its name from an integral mechanism within the platform that enables atomic swaps. The wallet is an XRP desktop app that is compatible with Mac OS, Windows, Fedora, Debian, and Ubuntu operating systems, making it usable on different devices.

How Does It Work?

Atomic wallet is downloadable on your PC, and it’s free-to-use, although, when using particular services, you may incur variable fees.

It is also very easy-to-use and secure. Users have full control over their digital currencies, as transactional data and private keys are only stored on users’ PCs. It supports 300+ coins and tokens that can be used on both desktop and mobile. 

The platform allows clients to utilize its decentralized Atomic Swap to undertake cross-chain exchanges, without involving third parties. The wallet has built-in Changelly, ChangeNOW, and ShapeShift exchanges to facilitate transactions for coins that are not supported by Atomic Swap.

Moreover, Atomic enables users to buy digital currencies through fiat currency standards, a feature that is lacking in most cryptocurrency digital currency platforms. Intra-wallet, peer-to-peer currency exchanges can incur variable fees depending on the options and currencies selected.

Theoretically, Atomic is very secure. As an open-source platform, it is insulated from any vulnerabilities that may compromise your funds. Also, its password is encrypted and stored locally on your device. There’s a backup phrase that helps in securing your account and in recovery. It is advisable to write the phrase somewhere and store it safely.

The wallet strives for simplicity, enabling anyone to use it, while also offering different accessible features. The swap feature of Atomic makes it an excellent Ripple desktop wallet at this moment.

Exodus Wallet

Exodus Movement INC., the developer of Exodus, was founded in 2015 by Daniel Castagnoli and JP Richardson. The wallet was launched in 2016.

The multicurrency platform has a reputation for its aesthetically pleasing intuitive design. It has a straightforward and comprehensible user interface to enable newbies to utilize it with ease, so everyone is able to transact on the platform by merely following a step by step process.

How Does It Work?

Exodus has three essential parts – multi-asset design, portfolio, and exchange. Due to its easy-to-use design, you simply selectWallet” on its interface and click on any coins and tokens you are interested in. You can also use the “Wallet” feature to send and receive funds, check transactions, and verify balances. Moreover, you can filter your transactions, thus enabling you to get an organized view of your trades.

When you install the Exodus wallet, you get a 12-word recovery passphrase. The phrase is essential in case of recovery, especially when your device is lost, hacked, or stolen. For safety, you should write and store it securely. Unfortunately, Exodus doesn’t support two-factor authentication.

One outstanding feature of Exodus is that it has a visual compound pie chart that wholly displays your portfolio of coins and tokens. The feature enables you to track your assets in real-time, and it also gives you the percentage breakdown of all the cryptocurrency you own and dollar values.

The most significant drawback of Exodus is that it is not open source. However, developers are aware of the security challenges it poses, and they are working to resolve them. Despite the flaws, its stunning and easy-to-use platform makes it an excellent choice for beginners.

If you cherish user expertise and customer service above everything else, then Exodus is the best Ripple desktop wallet for you. 

Coinomi Wallet

Coinomi was released in 2014 and initially supported only Bitcoin, Litecoin, and Ether, but it was well-received by crypto enthusiasts then. In 2017, its developers expanded the listing of tokens and coins supported on the platform. Moreover, they integrated the wallet with ShapeShift and Changelly, facilitating easy and quick exchanges.

How does it work?

Coinomi is a multi-asset wallet, and it’s available for both desktop and mobile devices. It is also open source, meaning that it is freely downloadable. The platform is very user-friendly and has a streamlined process of receiving and sending payments from various blockchains.

If you are using the mobile app, you can easily restore your wallet seed and manage the service from your computer. The desktop version has a very easy-to-use interface, with features similar to those of the mobile wallet. Coinomi is supported on Windows, macOS, and Linux.

The set-up process is straightforward. Simply run the download file, and diligently follow the instructions on the screen. After that, accept the license agreement, select a wallet directory, and that’s it.

In the realm of support for cryptocurrencies, Coinomi is very robust, supporting 125 digital coins running on their respective blockchains and over 380 tokens, giving a total of over 500 digital assets.

Apart from the over 380 tokens supported on the platform, Coinomi allows you to create a token-specific wallet, as long as it meets the standard of ERC-20. The process is manual and entails copying and editing details about the token from an Ethereum blockchain explorer, Etherscan.

Courtesy of its integration with Changelly, Coinomi has a useful fiat feature to augment the already existing crypto-to-crypto trading interface. Moreover, the integration provides access to Changelly’s credit card service that enables you to buy crypto with fiat. 

As a decentralized wallet, Coinomi provides a twelve-word phrase to secure your wallet. The phrase makes it very difficult for hackers to break the already encrypted private keys of your wallet.

Coinomi is SegWit enabled, meaning that XRP, Bitcoin, Litecoin, and other digital asset transactions are expediently and cheaply done on the platform. Additionally, the wallet supports several languages, such as English, French, German, Chinese, Spanish, and Russian, with more coming soon.

Jaxx Wallet

Jaxx is a popular, relatively new wallet that was developed by a Canadian company, Decentral Inc. It can work on several operating systems and platforms, including Linux, Android, iPhone, Google Chrome, Windows, and iPad.

How does it work?

If you’re looking for the best ripple desktop wallet, then Jaxx perfectly fits the description. The platform supports over 70 cryptocurrencies, with most of them being ERC-20 tokens. It’s an open-source wallet so, once you’ve completed the download, you can create a new one if that’s your first time. However, if you already have another wallet, you can pair it with your current device.

If you’re a first-timer, the procedure is as follows:

  • Select your desired digital currency;
  • Chose a fiat currency you’d want for display;
  • Generate a 12-word backup phrase to secure your wallet and help you during wallet recovery, in case it’s hacked;
  • Choose a four-digit security PIN that enables you to access the wallet and some of its features.

Jaxx has a neatly arranged user interface that allows you to access any feature with ease. The wallet is integrated with ShapeShift to facilitate crypto-to-crypto trades.

Although it doesn’t support fiat currencies, the wallet can extract market information from the internet and use it to calculate the worth of your digital assets in fiat.

Because Jaxx is free, the costs of transacting on the platform are supported by the network of the digital asset involved. When sending money, all you need is the recipient’s address and the amount. Fortunately, the wallet has an address book that enables you to find the recipient’s address with ease.

To receive funds, you should send the remitter the QR code or address displayed on the window. Also, you can make a payment request by specifying the amount in either fiat or crypto by clicking “Generate”. With that, a different QR code is sent to the remitter. 

Guarda Wallet

Guarda is a non-custodial wallet launched in 2017 with the sole aim of providing a secure platform for crypto users in order to manage their virtual currencies from one place. It is supported on desktop, web, and mobile. The XRP open-source platform is also compatible with OSX, Windows, Linux, Android, and iOS operating systems. 

How Does It Work? 

Guarda’s private keys are always held by the user and are securely encrypted on the device. The key automatically deletes itself when the user logs out of the wallet, leaving no client information behind. The platform is also hierarchically deterministic, meaning that users can generate several pairs of private and public keys.

Since the service is supported on desktop, web, and mobile, users can access their crypto from any device connected on the internet or one that is synchronized across platforms.

Guarda is a great Ripple desktop wallet that supports around 40+ other assets, such as BTC, BCH, ETH, LTC, and several tokens. Moreover, it has purchase and exchange options with currency-specific features.

Final Thoughts

As you can see, there are different Ripple desktop wallets to look out for. All these wallets have various possibilities and features of interest for crypto enthusiasts who want to find the best one that will suit all their preferences. Therefore, do not forget to inform yourself in advance to enjoy a pleasant experience.

You can also read our article about the Best Ripple Wallet. You will find more information about different wallets available on desktop, mobile and even for your browser.